Siding Financing in Washington

Upgrading your home’s siding doesn’t have to be a financial burden. Valentine Roofing offers simple, transparent financing options to help Washington homeowners get the siding their home deserves, without the upfront stress. Learn more about your options and get a free siding estimate today!

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siding financing in seattle

2 Siding Financing Options in Washington

We make it easy to choose a financing plan that fits your needs and budget. Whether you prefer predictable monthly payments or want to take advantage of a short-term promotional offer, we have a plan designed to work for you.  

Traditional Loan

Fixed APRs between 8.99% - 12.99% with repayment terms ranging from 24 to 240 months. A great option for homeowners looking for long-term affordability and stability.

Get Approved Loan Details

Deferred Interest Loan

0% APR for 6 months with $0 down. Ideal for homeowners who want to spread out payments interest-free and get their project started right away.

Get Approved Loan Details
siding financing options in washington

Traditional Loan Details

Our traditional loan option comes with financing terms ranging from 24 months to 240 months. Annual percentage rates (APR) range from 7.99% to 11.99%. The APR for your loan depends on the selected financing term. See the traditional loan terms and APR options below:

Financing Terms

Annual Percentage Rate

24 months

6.99% APR

36 months

6.99% APR

48 months

7.99% APR

60 months

7.99% APR

72 months

8.99% APR

Financing Terms

Annual Percentage Rate

84 months

8.99% APR

120 months

8.99% APR

144 months

8.99% APR

180 months

9.49% APR

240 months

9.99% APR

Deferred Interest Loan Details

Eligible applicants can take advantage of our 6-month deferred interest plan with a $0 down payment and 0% interest (fixed APR of 26.99% after the deferment period).*

*On qualifying purchases with your Synchrony Bank credit card. $69 Account Activation fee may apply. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Fixed monthly payments of 2.50% of the highest balance applicable to the promo purchase until paid in full.

How to Calculate Your Monthly Siding Payment Project Cost x Factor = Estimated Monthly Payment

To calculate your monthly siding payment, multiply the total contract cost by the factor associated with your repayment term (listed below). For example, if the project cost is $10,000 and you have a repayment term of 120 months, multiply the project cost ($10,000) by the appropriate factor (0.01493) to get the estimated monthly payment ($10,000 x 0.01493 = $149.30 per month). 

Financing Term

Factor

24 months

0.0448

36 months

0.0309

48 months

0.0244

60 months

0.0203

72 months

0.018

84 months

0.0161

120 months

0.0127

144 months

0.0114

180 months

0.0104

240 months

0.0097

how to calculate your monthly siding payment

Average Siding Financing Payments in Washington (by City)

CityEst. Pay-In-Full
Cost
24-Month
Payment
36-Month
Payment
48-Month
Payment
Bellevue, WA $8,700 - $17,400 $389.48 - $778.96 $368.59 - $537.18 $212.35 - $424.70
Everett, WA $7,100 - $14,200 $317.85 - $635.71 $219.19 - $438.39 $173.30 - $346.60
Federal Way, WA $7,100 - $14,200 $317.85 - $635.71 $219.19 - $438.39 $173.30 - $346.60
Kent, WA $8,700 - $17,400 $389.48 - $778.96 $368.59 - $537.18 $212.35 - $424.70
Kirkland, WA $8,700 - $17,400 $389.48 - $778.96 $368.59 - $537.18 $212.35 - $424.70
Redmond, WA $8,700 - $17,400 $389.48 - $778.96 $368.59 - $537.18 $212.35 - $424.70
Renton, WA $8,700 - $17,400 $389.48 - $778.96 $368.59 - $537.18 $212.35 - $424.70
Sammamish, WA $11,800 - $23,600 $528.26 - $1,056.53 $364.30 - $728.59 $288.02 - $576.03
Seattle, WA $7,100 - $14,200 $317.85 - $635.71 $219.19 - $438.39 $173.30 - $346.60
Tacoma, WA $7,100 - $14,200 $317.85 - $635.71 $219.19 - $438.39 $173.30 - $346.60
Bothell, WA $8,848 - $35,393 $396.11 - $1,584.48 $273.16 - $1,092.67 $215.96 - $863.88
Olympia, WA $7,968 - $31,871 $356.71 - $1,426.80 $245.99 - $983.94 $194.48 - $777.91

The siding financing data (above) is based on a fixed APR of 6.99% for 24 and 36-month payments and a 7.99% APR for 48 and 60-month payments; pay-in-full amounts are based on the average home size in the associated Washington city. For the most accurate info on siding financing, contact the professionals at Valentine Roofing.

What is Siding Financing?

Siding financing allows you to pay for your siding project over time, instead of all at once. With flexible plans, you can upgrade your home’s exterior while keeping your monthly budget intact. Valentine Roofing helps make siding more accessible, without sacrificing quality.

Benefits of Siding Financing

Protect Your Budget: Break your project into manageable monthly payments to fit your financial goals.

Start Sooner: Don’t wait until next season – financing lets you get started right away.

Boost Home Value: New siding adds curb appeal and energy efficiency, increasing the overall value of your home.

Flexible Plans: Choose the loan type and duration to best match your lifestyle and future plans.

siding financing benefits

Siding Financing Payment Methods

Valentine customers can make siding financing payments using three easy payment methods: Cash, Check or Debit

Different Ways to Pay For Siding in Washington

  • Cash Payment: Ideal for homeowners who want to avoid interest charges and complete the project debt-free.
  • Check: A reliable option for straightforward payment, especially if financing isn’t necessary.
  • Credit Card: Suitable for small projects or short-term payments, but watch out for interest rates and potential fees.
  • Home Equity Loan: Tap into your home’s equity for lower interest rates and longer repayment terms.
  • Personal Loan: Offered through your bank or credit union, these loans can be used for home improvement with varying rates and terms.
  • Insurance Claim: If your siding was damaged by a storm or accident, insurance may help cover part or all of the cost.
  • Government-Funded Home Improvement Loans: Washington homeowners may qualify for state-backed improvement loans depending on income and property eligibility.

Important Financing Information

  • The pre-approval amount applied for is the contract amount plus coverage for any additional construction work that could take place.
  • When the project is completed, the credit union will send loan documents to be signed for the final amount.
  • There are NO early payment penalties.
  • A minimum credit score of 640 is required.
  • We usually receive the results of the application within 24 hours.
  • In some cases, the credit union may request more information from the customer (supporting documents, additional income information, or proof of income, etc.) before sending us the result.
  • Additional fees may apply.
  • UCC terms and conditions will apply to secure the loan.

Calculate Washington Siding Prices

Try our free Washington siding cost calculator to estimate the cost of your siding project.

Average roof cost for a home in Washington